How the Fair Debt Collection Practices Act Protects Debtors
ManVsDebtThe Fair Debt Collection Practices Act has been around in different forms for several decades, but is rarely well-known by the average consumer. While I won’t be covering each and every piece...
View ArticleHow to Research Debt Collectors & Understand the Law
codename47This is the first guest post in a special How to Fight Debt Collectors series on Bargaineering.com. So you’ve received a debt collection call or letter… In this day and age where you have...
View ArticleWriting Your Debt Collection Dispute Letter
codename47This is the second guest post in a special How to Fight Debt Collectors series on Bargaineering.com. Writing a debt collection dispute letter is the first line of defense against a debt...
View ArticleWhat Constitutes Debt Validation?
codename47So I sent a debt collection dispute letter, now what? Well, now you wait. In most states, the collector has 2 options: They can cease all collection efforts and drop the issue completely, or,...
View ArticleA Classic Debt Collection Story
JimLast week I asked email newsletter subscribers for their experiences with debt collection agencies. I’ve been fortunate never to have crossed paths with a debt collector so I was looking for stories...
View ArticleWhen Debt Collectors Violate the FDCPA
codename47As we learned in this classic abusive debt collection story, and Craig’s awesome response, debt collectors are often unfamiliar with the law. Not only are they unfamiliar with it, they...
View ArticleWhat are Junk Debt Buyers?
codename47Junk Debt Buyers, also called JDB’s, engage in the business of buying distressed assets at pennies on the dollar and then try to collect on that debt. Sometimes they try to go after the full...
View ArticleUnderstanding 1st Party and 3rd Party Collectors
KyleI have been following the How to Fight Debt Collectors series and noticed that the articles are all geared towards third party collections. For 3 years, I worked as a first party collector in the...
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